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MIA Instant Payments – 100 000 users

26.04.24
Accept payment on website
MIA Instant Payments - 100 000 users

The MIA instant payment system, developed by the National Bank of Moldova and accessible through mobile applications, already has more than 100 000 users.

The new system was launched in the Republic of Moldova on March 12, 2024.

MIA system allows people to transfer money within 15 seconds between all payment accounts, regardless of the payment service provider serving them, without giving third parties access to the bank details, just by entering the telephone numbers of the participants in the transactions. A big advantage is that the new transfer method is commission-free, up to a cumulative amount of MDL 10 thousand transferred in a month. For transfers after this amount, small fees not exceeding MDL 5 per transfer apply, regardless of the financial institutions involved.

At the moment, MIA Instant Payments allows two options: Instant Transfer (P2P) and Request to Pay (RTP), but the system will further expand to QR code-based payments, Link payments in online shops, business-to-business (B2B) transfers, payments to government (P2G) and transfers between own accounts (M2M).


Useful links:

  • Accept Online payments on website

  • Instant Payments – Analysis

  • Payment methods available in Moldova

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