A successful online store needs simple and secure online payment methods.
Every online merchant looking to increase sales or provide convenience for their customers when paying should consider accepting online payments on the site.
To do this, you need to go through 3 important stages:
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Select a payment solution provider
there are 2 options:
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acquiring bank
direct payment solution provider, direct processor
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electronic aggregator
e.g., PayPal, Skrill, Square, etc.
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Getting an Internet Merchant Account
Internet Merchant Account is a kind of bank account.
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Implementation of a Payment Gateway for accepting online payments
It is a software application that connects a website to an acquiring bank or electronic aggregator.
To online merchants:
Financials / Accounting:
We offer the following services to online merchants
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help to open an Internet Merchant Account
- assistance in preparing the necessary documents
- preliminary check and consulting for site compliance with Visa and MasterCard requirements
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connect the payment gateway to the online seller’s website
payment by credit card through acquiring of one of the 4 banks of Moldova or an electronic aggregator
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technical support of the site and its connection with the payment gateway
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consulting for merchants on how to avoid chargebacks
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offer online fraud detection service
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internal site audit
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online merchant consulting to maintain the site for compliance with Payment Card Industry (PCI)
PCI a set of security rules established by the Council of the Industry of Payment Visa, Master Card, etc.
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connecting website of online merchants to various CRMs and accounting systems
The main features of our solution
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an electronic invoice for payment is generated in one of 2 ways
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manually, by a manager in the seller’s personal account
from the console of the personal account of the Internet merchant manager.
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by event via a special API
e.g., from an e-commerce cart, Google Sheets, ERP, CRM, etc.
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payment is made based on one of 4 types of solutions
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on the merchant’s special website for accepting online payments
visit demo website pay.diginet.md
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plugins for well-known “Open Source” СMS systems
Woocommerce (Worspress), OpenCart, osCommerce, PrestaShop
see. eCommerce Usage Distribution in the Top 1 Million Sites -
plugins for solutions on platforms like SAAS
Shopify, BigCommerce, Volusion, WordPress.com, Wix, Squarespace, Square Online, Weebly, Ecwid
see. 8 Best Ecommerce Platforms | Build Your Store Today -
based on widget
A method of preparing for accepting payments on your website without redirecting the client to a separate additional page, the basket of orders.
The widget is integrated directly into the website page – the client chooses a payment method and clicks on the “Pay” button.
and then the payer is redirected to the bank’s payment gateway
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to pay, the payer must enter the payer’s restricted area
entrance to which is limited by the order number and the buyer’s surname (or phone number or e-mail of the buyer)
Advanced functionality for business. Capabilities:
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Organization of a specialized platform based on 1C: 8 for a SINGLE accounting for receiving payments of the type
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B2B (bank transfer from the company) based on e-Cont.md Service
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B2C (online payments, mainly for individuals)
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Integration of ONLINE payments into the business processes of the company or into the corporate website:
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General information on accepting online payments
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An example of implementing a solution for accepting online payments, see https://pay.diginet.md/en
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